RV Park Lending

RV Park Loans, and the Lenders Who Actually Fund Parks

Most banks have never financed an RV park. We map the loan that fits your deal — SBA, USDA, conventional, bridge, or seller financing — then point you to the lenders who fund this asset class. Free, and built to get you to a yes faster.

See the lenders who fund parks → Not sure which loan fits yet? Start with your path below.

Step 1 — Find your loan path

The loan you qualify for decides which lenders you should even be talking to. Pick the path that fits your deal, and we'll steer you toward the right ones.
1

SBA 7(a)

The most common path for a first park — up to $5M, ~10% down, terms to 25 years, government-backed.

SBA loans and lenders →
2

SBA 504

For larger, real-estate-heavy deals — long fixed rates via a bank + CDC structure, lowest long-term cost.

7(a) vs 504 →
3

USDA B and I

The underused powerhouse for rural parks — up to $25M, no aggregate cap, terms to 30 years.

USDA loans and lenders →
4

Conventional

A straight bank loan for experienced buyers — faster paperwork, but 25%+ down and often a balloon.

Who offers it →
5

Bridge / Hard Money

Short-term private capital for speed or value-add — close in weeks, refinance into SBA or USDA later.

Bridge lenders →
6

Seller Financing

The seller becomes the bank — negotiable terms, and the classic route to a low- or no-money-down deal.

No-money-down →

Step 2 — Reach the lenders who fund parks

The hard part isn't the loan. It's finding a lender who gets it.

A bank that's never underwritten a park will either pass or drag you for months. We keep an honest directory of the lenders that actually fund RV parks and campgrounds — top SBA lenders by funded volume, USDA specialists, and bridge lenders — so you skip the cold-calling.

Or submit your deal once and compare the lenders whose criteria already fit parks, side by side.

Know your numbers first

Three numbers decide every park deal — and what a lender will say.
Rates

What you'll actually pay — plus today's live base rates.

See rates →
Down Payment

From ~10% on SBA down to near-zero with the right structure.

How much →
Requirements

DSCR, credit, experience, and the documents to qualify.

Do you qualify →
New to park financing? Compare all six loan paths side by side in the complete loan-types guide.