RV Park Lending
Lender Directory / Gulf Coast Bank & Trust

Gulf Coast Bank & Trust: RV Park & Campground Loans

Gulf Coast is one of the few top-volume park lenders that actually publishes real, first-person content about financing campgrounds — written by a named banker who does these deals. That combination of volume and genuine expertise makes it a credible option worth knowing.

Quick Answer

Gulf Coast Bank & Trust (through its Gulf Coast Small Business Lending arm) is a top-three SBA lender to RV parks — about $4.9M across 2 loans in 2025 — and one of the few with dedicated, bylined RV/campground financing content. Best for a buyer who wants an SBA lender that clearly understands the asset class and puts a named specialist on it.

Who they are What they offer Named specialist Strengths & tradeoffs Alternatives

Who they are

Gulf Coast Bank & Trust is a national SBA lender whose small-business lending division (gulfcoastsba.com) is a Preferred SBA Lender active in the RV park, campground, and glamping space. It ranked third by SBA 7(a) volume to parks in 2025 — real, consistent activity in the niche rather than a one-off deal.

What they offer for park buyers

See how the SBA programs work in the SBA loan guide before you reach out.

Named specialist

Gulf Coast's RV-park content is bylined and first-person by Tricia Hoffman, an SVP / Business Development Officer with 20+ years of experience who has written openly about actively financing projects in this industry. That kind of checkable, named expertise — a real banker with a real track record putting her name on it — is exactly the trust signal a park buyer should look for, and it's rarer than it should be.

Confirm current contact details through Gulf Coast's own site (gulfcoastsba.com).

Strengths and tradeoffs

Strengths

  • Top-three SBA park lender by volume
  • Real, bylined RV/campground expertise
  • Named specialist with a long track record
  • Preferred SBA Lender processing

Tradeoffs

  • SBA-focused, so SBA timelines and paperwork apply
  • Not a USDA-first lender for a big rural deal
  • Lower total park volume than Live Oak
  • Not built for fast/bridge closings

Alternatives worth comparing

Compare the whole field in the RV park lender directory.

Compare Gulf Coast against other park lenders

Submit your deal once and see how Gulf Coast, Live Oak, USDA specialists, and others stack up for your park — side by side, no cost to compare.

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